Compare plans
Independent site — not affiliated with Medicare or CMS. Official info: Medicare.gov or 1-800-MEDICARE.
Plan data as of Sep 30, 2026 (CMS 2027 Landscape file). See all sources
21 plans · select up to 3 to compare side by side
True yearly cost includes the standard Part B premium ($203/mo, 2026 figure). Source: CMS CY2027 Medicare Advantage Landscape & Plan Benefit Package files. Extra benefits show what’s included in the premium; confirm details in the plan’s Summary of Benefits.
💊 Every plan that covers prescriptions has its own formulary — the list of drugs it covers. Before you enroll, look up your medications in the plan’s formulary to make sure they’re covered and see what you’d pay. Check my drugs against a formulary →
Our worst-case figure includes the Part D drug out-of-pocket cap ($2,100, 2026 figure; 2027 not yet confirmed) — but only if your drugs are on the plan’s formulary. If you take an expensive drug that isn’t covered, your true cost could be higher.
Humana Value Plus H5216-382 (PPO)
PPO: see out-of-network doctors at higher cost.
PriorityMedicare Latitude (HMO-POS)
HMO with some out-of-network coverage (POS).
BCN Advantage Elements (HMO-POS)
HMO with some out-of-network coverage (POS). Does not include drug coverage.
HumanaChoice R0110-013 (Regional PPO)
PPO: see out-of-network doctors at higher cost. Does not include drug coverage.
Humana USAA Honor Giveback (PPO)
PPO: see out-of-network doctors at higher cost. Does not include drug coverage.
Humana USAA Honor Giveback (PPO)
PPO: see out-of-network doctors at higher cost. Does not include drug coverage.
Humana Full Access Giveback (PPO)
PPO: see out-of-network doctors at higher cost.
Humana Full Access (PPO)
PPO: see out-of-network doctors at higher cost.
Medicare Plus Blue Value (PPO)
PPO: see out-of-network doctors at higher cost.
PriorityMedicare Value (HMO-POS)
HMO with some out-of-network coverage (POS).
Medicare Plus Blue Vitality (PPO)
PPO: see out-of-network doctors at higher cost.
Original Medicare (A + B) + Part D
Go to any doctor that takes Medicare, but you pay 20% with no yearly limit. Risky without extra coverage.
Medigap Plan N + Part D
Cheaper than Plan G, with small copays ($20 office / $50 ER). Still use any Medicare doctor. Price shown is a typical estimate.
PriorityMedicare (HMO-POS)
HMO with some out-of-network coverage (POS).
BCN Advantage Classic (HMO-POS)
HMO with some out-of-network coverage (POS).
PriorityMedicare Merit (PPO)
PPO: see out-of-network doctors at higher cost.
Humana Full Access R0110-014 (Regional PPO)
PPO: see out-of-network doctors at higher cost.
Medigap Plan G + Part D
Highest peace of mind. After the small Part B deductible, nearly everything is covered. Price shown is a typical estimate.
Medicare Plus Blue Signature (PPO)
PPO: see out-of-network doctors at higher cost.
BCN Advantage Prestige (HMO-POS)
HMO with some out-of-network coverage (POS).
Medicare Plus Blue Assure (PPO)
PPO: see out-of-network doctors at higher cost.